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How Money Chooses the Best Credit Cards
Money prides itself in recommending not just the best possible products, but the ideal ones for our readers’ specific financial circumstances and lifestyles. The same holds true for our credit card picks. In order to find the best credit cards for our wide range of readers, we take into...
Best Hypoallergenic Cats
It is estimated that 10-20% of human adults have allergic reactions to cat saliva, fur and urine that contain cat allergens such as fel d 1. However, not all cats carry the same levels of these allergens. Although there is no such thing as an allergen-free cat, the term hypoallergenic...
Best Small Dog Breeds
For some pet parents considering getting a dog for the first time, a little dog might be more appealing than a large dog in terms of upkeep, space limitations and overall costs involved. Thankfully, there are a wide variety of options available for those looking for the smallest dog breeds on the market.
How to Choose the Best Credit Card for You
Credit cards are useful for many things, from building credit to earning rewards on everyday purchases. But given the wide array of credit cards in the market, choosing the best one for your particular financial situation could be a daunting task, especially if it’s your first card. Here, we...
Dog Anxiety Signs and Treatments
Dogs can experience anxiety just like humans. It manifests in dogs through certain behaviors, such as panting, shaking, hiding and more. Fortunately, many anxious dogs can receive treatment — which is often covered by the best pet insurance companies. Keep reading to learn the dog anxiety signs and the...
Retirement Is Broken — Is a 'Pension Renaissance' Coming to Save Us?
As millions of Americans struggle to put away enough money for retirement, economists, lawmakers and workers alike are advocating for the revival of a retirement-planning relic. A movement for a return to defined benefit plans, aka pensions, is garnering support amid anxiety over the country’s looming retirement crisis. Though these...
Your Employer Might Owe You Money — Here's How to Find Out
Does your company owe you back wages? A government agency just sent out a reminder on social media about an online resource you can use to see if an employer owes you money. The Department of Labor’s Workers Owed Wages tool lets you look up the name of an employer to see if it owes back wages to employees. Last fiscal year, the system helped send $26.9 million to workers.
Massive Realtor Lawsuit Settlement Will Change How Homes Are Bought and Sold
Homebuyers and sellers could catch a break this spring thanks to a new lawsuit settlement that promises to upend a decades-old real estate commissions system. The National Association of Realtors (NAR), one of the largest real estate trade associations, agreed to settle a series of lawsuits centered on who should pay commissions when a home is sold. As part of today’s agreement, NAR agreed to pay $418 million in damages over four years.
How to Apply for a Credit Card
When used wisely, credit cards can be great tools for building credit and earning rewards such as free flights or cash back on your everyday purchases. If you’re thinking about applying for your first credit card, read on to learn the steps to follow and what you should consider before submitting your application.
The Social Security COLA Estimate for 2025 Just Increased Thanks to Inflation
Next year’s Social Security cost-of-living-adjustment — or COLA — could be 2.4%, an increase from a previous forecast. The new prediction, which comes from advocacy group The Senior Citizens League, is based on February consumer price index data released Tuesday by the U.S. Bureau of Labor Statistics. In January, the organization estimated the 2025 COLA would be 1.75%.
As Home Insurance Costs Soar, 6 Million Owners Decide to Skip Coverage Altogether
As costs rise nationally, more than six million homeowners are reportedly skipping home insurance, which adds up to a total of $1.6 trillion worth of unprotected houses. A new study by the Consumer Federation of America, an association of nonprofit consumer organizations, finds that 7.4% of homeowners don't have insurance, leaving them exposed to major risks if their homes become damaged. Uninsured rates are much higher for Black homeowners (11%) as well as Hispanic homeowners (14%).
Why Retirement Savings in Roth IRAs Tend to Outlast Traditional 401(k)s
Having enough money to last through retirement is a goal for most people, but what's the best strategy for saving? As it turns out, the type of retirement account you select can influence how far your money will take you. A new report from the American Accounting Association explores whether...
IPOs Are Back in a Big Way This Year. Should You Invest?
While many private companies refrained from going public in the last couple of years due to a short-lived bear market and high interest rates, IPOs are coming back in a big way. A cohort of recognizable companies have gone public or plan to in 2024, presenting investors with an opportunity...
Why Your Tax Refund Is Probably Bigger This Year Than in 2023
Americans may be pleasantly surprised by the size of their tax refunds this year, judging by the IRS’s latest filing data. In 2023, taxpayers received smaller refunds on average compared to the previous year. But so far this year, the average tax refund amount is $3,182, a more than 5% increase from the same time last season. (Just to clarify: The taxes being filed in spring 2024 are for 2023.)
21 Best Hypoallergenic Dogs
Pet allergies are common. In fact, 10% to 20% of the world’s population is allergic to dogs and cats, according to the Asthma and Allergy Foundation of America (AAFA). However, owning a furry companion may still be possible for people with allergies. While no dog breed is entirely allergy-friendly,...
Dollar Scholar Asks: Should I Share a Bank Account With My Best Friend?
This is an excerpt from Dollar Scholar, the Money newsletter where news editor Julia Glum teaches you the modern money lessons you NEED to know. Don't miss the next issue! Sign up at money.com/subscribe and join our community of 160,000+ Scholars. My girlfriends and I share everything: appetizers, clothes, opinions...
You Can Still Find Homes Under $350,000 in These 10 Cities
Where, oh where are all the affordable homes? With the national median home price hovering around $415,000, weary shoppers may feel like they have a better chance of finding a castle in the air. But a new analysis from Realtor.com shows there are a handful of big cities where homebuyers...
Everything to Know About Biden's $10,000 Homebuyer Tax Credit Proposal
The housing market is receiving some high-level attention that could improve the odds of many Americans becoming homeowners — by putting money in their pockets. During his State of the Union address Thursday, President Joe Biden acknowledged the difficulties homebuyers face because of high mortgage rates and a lack of inventory. He also said that while rates are on a downward trend, he’s “not waiting” for them to drop lower before providing some relief from the high cost of housing.
How the New Inflation Numbers Could Affect When the Fed Cuts Rates This Year
Inflation ticked up in February, which could give Federal Reserve officials more reason to be cautious as they think about potentially easing interest rates. The Federal Reserve’s rate-setting committee is in the spotlight, given forecasts for an interest rate cut sometime in the coming months. Lower rates could give momentum to key parts of the economy, like the real estate market, currently in a slump due to high mortgage rates.
Best Dogs for Seniors
For seniors, companionship is an important part of avoiding isolation and keeping energy levels high. Canine companions provide this in spades and can be a great addition to senior living. However, the furry friend of an older adult should fit certain criteria: fairly low-maintenance, small sized and friendly disposition. Read on to see our picks for the best dog breeds for seniors.
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