I had to pay $1,500 to get my wrongfully repossessed car back – I had proof I was in the right, but got lost in system

A DRIVER posted to social media after their car was repossessed - even though they have proof they made a payment.

One user responded that they would have burned the bank down.

When financing a vehicle, drivers borrow money from a bank and promise to make monthly payments toward to loan.

Until the loan is paid off, the bank owns the vehicle.

If payments are not posted to a user's account, the bank can legally take the car from the driver, called "repossession."

A financial institution will often warn a driver of a late payment and allow a grace period to make a payment.

If the payment is not posted, the institution will employ a tow truck to take the car.

That's what happened to an X user (@_Jaimiferr) in late June.

She deemed the repossession "wrongful," and indicated she'd made a payment, but the bank's website didn't process her payment.

"My car wrongfully getting repossessed is the funniest and most stressful thing to ever happen to me," she wrote.

At the time of publication, her post has four comments, one repost, and 37 likes.

One of the comments was from a follower asking if she was telling the truth.

"I am not [lying]!" she responded.

"I had to pay $1,500 to get it back just now."

The commenter wrote back that he would have behaved much differently if it were him in the situation.

"You're better than me, I would have burned the whole building down."

Another commenter asked her to clarify what she meant by "wrongfully."

What to do if your car is towed

Wrongfully or not, retrieving a towed vehicle can be a hassle.

If your vehicle is towed after parking in a "No Parking" zone or other legitimate reason, there are a few steps to take to get it back.

Steps to take when your car is towed:

• Try to figure out why your car was towed. Did you not see a posted "No Parking" sign? Did you miss a car payment? Did you return to a lot where you have unpaid citations? Finding the reason can narrow down the phone numbers to dial.
• Locate the vehicle. Most states, cities, or counties require towing companies to leave some form of contact information via a posted sign or sent by mail.
• Recovery dates and times depend on the company that towed the vehicle, but those times will be posted to the website or can be recited by a representative.
• Pay the fees. Be careful to be as prompt as possible, as some tow yards may charge storage fees by the day.

If you feel your vehicle was wrongfully towed, contesting the action can be done with the following steps:

Source: Oregon Department of Justice, National General, Rak Law Firm

She responded by saying she'd made a payment, but the bank's online portal didn't process her payment.

She also said she was going to try and get her money back.

They suggested she contact the bank where she financed her car.

With proof of purchase, she should be able to get her payment scenario sorted quickly.

The U.S. Sun has reached out to the user via X messaging.