Taylor Swift & Travis Kelce’s Engagement Might Be Held up by This Financial Issue

While Swifties are scoping out every photo on the internet in hopes of spotting a diamond ring on Taylor Swift’s finger, the 34-year-old singer and her boyfriend, Travis Kelce, might be taking a more prudent approach. The dynamic duo is reportedly not going to get engaged until they have their finances straight — and that means a prenuptial agreement.

Travis Kelce's Latest Gesture Shows He's Taylor Swift's 'Number One Supporter, Whatever Happens'

Swift is worth approximately $1 billion, and Kelce is worth around $70 million, per Celebrity Net Worth , and they need to protect their assets. While that may feel like an unromantic move, it is a savvy business plan for both of them. A Life & Style source revealed that the wealthy couple is “100 percent committed to spending the rest of their lives together and starting a family ,” but before that can happen, their lawyers have to get involved.

“The formalities are just their schedules that have gotten in the way, as well as the logistics of a prenup, which is obviously complicated by the vast amounts of money involved on both sides,” the insider added. While most couples wait until the wedding is scheduled, the pop star and the athlete are very practical about this situation — there will be no surprises for either of them down the line. “There’s just no way Taylor would walk down the aisle without a prenup, ” the insider added. “They both want it figured out before Travis gets down on one knee.”

These days, most celebrities have prenuptial agreements because marriage can be a big business with influencer deals and brands throwing money their way. Both sides need to protect their money even if they think they will never get divorced. Khloé Kardashian told E! News in 2011 when she was madly in love with her husband, Lamar Odom, “We have a prenup, prenups are … do you know what kind of day and age this is? Everybody needs a prenup!” As we all know now, their marriage didn’t work out , but the reality star took her own advice.

“I mean, I don’t care if you make $5 or $5 million, in this day and age … people are crazy, you never know,” Kardashian pointed out. “And when you have businesses together like we do, you have to protect yourself. It doesn’t mean you don’t love them.” So, Swift and Kelce would likely get the Good American founder’s stamp of approval for their wise financial move. The engagement is coming, but only when all of the important details are in place.

Before you go, click to see all of Taylor Swift and Travis Kelce’s cutest PDA moments .