Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated NOVEMBER 6, 2013, executed by WILLIAM DOYLE, A MARRIED MAN AND ALISHA DOYLE, A MARRIED WOMAN, to JOHN C. CLARK, Trustee, of record in DEED OF TRUST BOOK 715, PAGE 606, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS NOMINEE FOR FIRST STATE BANK, in the Register's Office for HARDEMAN County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for HARDEMAN County, Tennessee, to secure the indebtedness described; WHEREAS, said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA B. BINKLEY, will by virtue of the power and authority vested in me as Substitute Trustee, on FRIDAY, MARCH 31, 2023, AT 1:00 P.M. LOCAL TIME AT THE FRONT STEPS OF THE HARDEMAN COUNTY COURTHOUSE IN BOLIVAR, HARDEMAN COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in HARDEMAN County, Tennessee, to wit: