New Hampshire Has the 11th Lowest Mortgage Delinquency Rate in the U.S. Financial assistance programs like loan forbearance, direct relief payments, and enhanced unemployment benefits worked to stave off loan delinquencies over the course of 2020 and 2021: the percentage of loans at least 30 days delinquent dropped to historically low levels across most major loan types. Unfortunately, a combination of elevated interest rates and the end of most of these programs has led to increased frequencies of missed payments. As of Q2 2024, the national share of mortgages over 30 days delinquent has risen to 3.35%. However, while mortgage delinquency rates are on the rise nationally, the concentration of delinquent mortgages varies significantly by location. Researchers ranked locations based on the percentage of mortgages at least 30 days delinquent as of December 2023. In the event of a tie, the location with the greater percentage of mortgages at least 90 days delinquent was ranked higher.