Real Estate

NOTICE OF TRUSTEE’S SALE To be sold for cash at a Trustee’s Sale on September 13, 2024, at 11:00 AM on the front steps of the Mineral County Courthouse located at 300 River Street, Superior, MT 59872, the following described real property situated in Mineral County, State of Montana: Lots 3 and 4 in Block 1 of the Wirt-Hahn Addition to the Town of Superior, a platted subdivision in Mineral County, Montana, according to the official recorded plat thereof. More commonly known as 407 Riverside, Superior, MT 59872. Warren Cummins, as Grantor, conveyed said real property to Title Services of Mineral County, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc. as designated nominee for Montana First Credit Union, beneficiary of the security instrument, its successors and assigns, by Deed of Trust on October 18, 2010, and filed for record in the records of the County Clerk and Recorder in Mineral County, State of Montana, on October 22, 2010, as Instrument No. 107134, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: PHH Mortgage Corporation Assignment Dated: May 15, 2019 Assignment Recorded: May 29, 2019 Assignment Recording Information: as Instrument No. 0119426 Assignee: NewRez LLC d/b/a Shellpoint Mortgage Servicing Assignment Dated: February 13, 2024 Assignment Recorded: February 22, 2024 Assignment Recording Information: as Instrument No. 0128874 All in the records of the County Clerk and Recorder for Mineral County, Montana. Jason J. Henderson is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Mineral County, State of Montana, on March 25, 2024, as Instrument No. 0128974, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to the Grantor(s) failure to make monthly payments beginning February 1, 2019, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $125,387.26, interest in the sum of $33,412.46, and other amounts due and payable in the amount of $2,494.10 for a total amount owing of $161,293.82, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantor. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, has the right, at any time prior to the Trustee’s Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee’s and attorney’s fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason. In the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to 120 days by public proclamation at least every 30 days. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 4th day of April, 2024. Jason J. Henderson Substitute Trustee 38 2nd Avenue East Dickinson, ND 58601 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 55862 Published in the Mineral Independent on May 8, 15, 22, 2024. MNAXLP __________________________

Giving back to the community is a very real and active concept in Montana. One of the leaders of the movement is Clearwater Montana Properties, the state’s largest real estate brokerage which recently presented a check in the amount of $13,328 to a long list of charitable organizations throughout the northern half of Sanders County. The funds, donated through the company’s Charitable Giving Program, were generated via local real estate sales, of portion of which was given by Clearwater agents for the purpose of helping the communities in which those sales were earned. “Each year Clearwater and our agents give a portion of...

Private land may be changing in ownership, but not necessarily growing or shrinking in size. In Mineral County, 8% is privately owned, and 18% in Sanders County. 26% of Sanders is owned by the Confederated Salish Kootenai Tribe, with 56% being public. Both counties have ownership of land trusts, private timber companies, utilities, etc. but more than half of these immense counties is public land. For hunters and fishermen, that sounds like a dream come true, and it is, to a point. Some of the public land is inaccessible because it is surrounded by private property and permission is needed...

16-22 / 1048989 NOTICE OF TRUSTEE'S SALE TO BE SOLD FOR CASH AT TRUSTEE'S SALE on October 25, 2022, at 10:00 o'clock A.M. (recognized local time) at the Main Door of the Mineral County Courthouse, located at, 300 River Street, Superior MT 59872, the following described real property, situated in Mineral County, Montana: Lot 9 in Block 2 of Kelly Addition, a platted subdivision in Mineral County, Montana, according to the official recorded plat thereof. Parcel No. Reference: 46500 Commonly known as: 305 Spruce Street, Superior, MT 59872 Scott Dodd, as Grantor(s), conveyed said real property to First American Title Company, as Trustee, to secure an obligation owed to Robert B. Clyde and Nicola Clyde, as Beneficiary, by Montana Trust Indenture dated January 31, 2018, and recorded January 31, 2018, as Document No. 117506. The Beneficial interest is currently held by Robert B. Clyde and Nicola Clyde. Scott Dodd has defaulted in the performance of said Montana Trust Indenture by failing to Failure to make the monthly payment of $472.72 plus an escrow fee of $14.00 and reserves in the amount of $170.00 for a total monthly payment of $656.72 due for the 1st day of December, 2021 and a like sum of $656.72 due for the 1st day of each and every month thereafter, which monthly installments would have been applied on the principal and interest due on said obligation, and other charges against the property or loan. As of June 8, 2022 there is due and owing on the loan an unpaid principal balance of $45,827.66, accrued interest in the amount of $587.60 Plus late fees in the amount of 150.00, for a total amount due of $46,565.26. Interest accrues on the Note at the rate of 6% per annum with a per diem rate of $7.53 after June 8, 2022. Interest continues to accrue. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary anticipates and may disperse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligation secured by the Montana Trust Indenture. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid in cash at the time of sale. The conveyance will be made by Trustee's Deed. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale.The Grantor, successor in interest to the Grantor, or any other person having an interest in the property, at any time prior to the Trustee's Sale, may pay to the Beneficiary to the successor in interest to the Beneficiary the entire amount then due under the Montana Trust Indenture and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee's sale may be postponed by public proclamation up to fifteen (15) days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the Trustee for up to one-hundred twenty (120) days by public proclamation at least every thirty (30) days. DATED: June 06, 2022 By: /s/ Rae Albert, Assistant Secretary for First American Title Company c/o Title Financial Specialty Services PO Box 339, Blackfoot, ID 83221 STATE OF Idaho ) SS. COUNTY OF Bingham ) On this June 06, 2022, before me, a Notary Public in and for said State, personally appeared Rae Albert, known or identified to me, to be the Assistant Secretary of First American Title Company, who is named as the Trustee in the above described Montana Trust Indenture and executed the instrument on behalf of said Trustee, and acknowledged to me that said Trustee executed the same. /s/ Shannon Gavin Notary Public of Idaho Residing at: Blackfoot, Idaho Commission Expires: 01/19/2024 Published in the Mineral Independent on July 6, July 13, July 20, 2022. MNAXLP.

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